Making Work Optional
- Pre-Retirement Financial Advice
Making Work Optional
- Pre-Retirement Financial Advice
Making work optional without missing out today
You’ve done it! Congratulations. The kids are off your hands, the mortgage is gone and you finally have time to think about what’s next. Maybe you’d like to retire early but are unsure if you could or what that would look like.
At RFS Advice, we understand that ‘retiring’ means different things to different people. For some, it may mean pulling the pin entirely from work life. For others, it may mean easing back a bit to free up more time for fun and family.
Whatever your version of retirement looks like, you know you want to keep enjoying your lifestyle now and determine that sweet spot where work is a choice, not a necessity – the point when you have the freedom to do what you want, when you want, with who you want.
That’s where we come in. At RFS Advice, we’ll help get you financially organised and on the same page about your retirement vision. Together, we’ll develop a roadmap that includes all the essentials and extras you want, so you can make work optional as soon as possible.
What's your number?
Get clear on when you'll reach your 'enough' so you can make confident decisions about transitioning out of work.
Take holidays without checking bank balances
Know exactly how much you can spend on that Europe trip, on that new car or helping the kids – without stressing about running short.
Get everything working together, properly
Get your super, investments and retirement income working together properly so you can actually enjoy the freedom you've earned.
- How We Can Help
Turn your retirement from a daydream into a reality. We help you capture it in black and white and then design a financial plan to bring it to life.
Do you and your partner agree about what retirement looks like? We help combine both of your goals as you head towards this significant personal and financial milestone.
Retiring on your terms requires a plan that fits your circumstances. Whether you want to cut down your hours or retire sooner rather than later, we help you find the right time.
The last thing you want to do in retirement is stress about money. We design an investment strategy that enables you to enjoy a stable and steady income.
Your superannuation can work extra hard in the lead-up to retirement. We show you how to maximise your super and investment choices so you can reap the benefits in the future.
Being an executor or beneficiary can be difficult to navigate. We provide guidance that gives you confidence in your decisions.
Help out the children without sacrificing your own future. We show you how to help them financially while still getting the retirement you want. Share your wisdom and wealth while you can enjoy the difference it makes – we’ll help you find the right balance.
Make confident choices about how you spend your time, energy and money.
Partner with a team that has helped hundreds of south-east Queenslanders retire confidently.
Frequently asked questions
Your capacity to retire early depends not only on your goals, but also your savings, investments, superannuation and expected expenses. Our financial advisers will assess your financial position and create a tailored plan to help you retire comfortably.
Strategies include investment income generation, tax-efficient withdrawals from super and budgeting to maintain your lifestyle while reducing work commitments. The right strategy for you will depend on your unique goals, financial position and risk profile.
Financial planning firms, like RFS Advice, can provide expert guidance on wealth management, investment strategies and superannuation planning to ensure you enjoy financial stability in retirement.
Reducing work hours may impact your tax bracket and super contributions. Our financial advisers are very well-versed in tax regulations, and so can help you navigate changes to your working life in a way that minimises tax and maximises benefits.
RFS Advice is a skilled wealth management Gold Coast firm that can identify investment opportunities to generate steady passive income. We won’t give you a one-size-fits-all wealth management plan; instead, we’ll create a tailored plan based around your unique circumstances.
What Clients Are Saying About Us
- Get started
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Bundall QLD 4217
