Future Focused 40s
- Wealth Building For Families
Future Focused 40s
- Wealth Building For Families
Stop letting your financial future take a backseat to your busy present. Let's make your money work as hard as you do.
Whether you’re an employee or run your own business, you’re making good money, but worry you’re missing out on opportunities to turn that solid income into great choices your future self will thank you for.
Conflicting opinions and uncertainty about the right financial steps leave you feeling stuck and unable to move forward.
At RFS Advice, we understand how paralysing that can feel. Our advisers are experienced in the work-life juggle and nuances of business finances.
We help you create a clear plan that structures your finances to reduce debt, create wealth and retire comfortable.
Beyond the BBQ Banter
Forget the investment tips from that ‘friend who knows a friend’. We'll build you a strategy that's backed by research and expertise, not hearsay.
Future-Proof Your Income
We'll help you capitalise on your peak earning years with proven structures, targeted investments and the right level of protection.
Clear Path Forward
We'll build you a clear roadmap that puts your money to work and gives you confidence in every decision. No more 3am money worries.
- How We Can Help
Life is made up of the goals we set for ourselves. Let us help you clarify what those are and we’ll create a financial plan to match.
Get one of your biggest assets in tip-top shape. Know the part it plays in your overall retirement strategy and make sure it’s healthy and on track.
Design a portfolio that’s right for you. Make confident investment decisions suited to your goals, timing and preferred level of risk.
Protect yourself and your loved ones. Get peace of mind by safeguarding your wealth and lifestyle with the right insurances.
We never know what’s around the corner. Get certainty that your business can continue and your family is taken care of with key person insurance.
It’s tough out there. Whether paying for their education, a first car or contributing to a house deposit, we’ll help you factor it into your plan.
Get your estate in order. Know who’ll receive what in the most tax-effective way by working with our recommended estate planning lawyer.
Life is made up of the goals we set for ourselves. Let us help you clarify what those are and we’ll create a financial plan to match.
Get one of your biggest assets in tip-top shape. Know the part it plays in your overall retirement strategy and make sure it’s healthy and on track.
Maximise the potential of your SMSF. Tailored investment advice helps you put in place the most tax-efficient contribution strategies.
Design a portfolio that’s right for you. Make confident investment decisions suited to your goals, timing and preferred level of risk.
Protect yourself and your loved ones. Get peace of mind by safeguarding your wealth and lifestyle with the right insurances.
We never know what’s around the corner. Get certainty that your business can continue and your family is taken care of with key person insurance.
It’s tough out there. Whether paying for their education, a first car or contributing to a house deposit, we’ll help you factor it into your plan.
Get your estate in order. Know who’ll receive what in the most tax-effective way by working with our recommended estate planning lawyer.
Make confident choices about how you spend your time, energy and money.
With RFS Advice in your corner, you’ll have the confidence and roadmap to transform your solid income into incredible lifestyle choices for your future security.
Frequently asked questions
The reason financial planning is so important in your 40s is because this decade is a critical time for building wealth and preparing for retirement. A strategic financial plan helps you grow your assets, reduce debt and ensure long-term financial security, so you can enjoy financial freedom in the years ahead.
We help clients optimise their investments, manage tax efficiently and build wealth through superannuation and diversified portfolios. Our tailored strategies focus on maximising your income and ensuring financial stability in the lead-up to retirement. The advisers within RFS Advice have helped many clients, both locally and around Australia, build wealth before retirement.
Key strategies include investing in diversified assets, making additional super contributions, paying down debt and implementing tax-efficient investment plans. The right strategy differs from client to client, depending on their unique personal circumstances, goals and risk profile. Our financial advisers provide expert guidance to ensure you’re on track for a secure financial future.
This depends on your financial goals and risk profile, as well as interest rates and investment opportunities. Our financial planners will assess your unique situation and recommend a strategy that balances debt reduction with wealth accumulation.
They play a massive role. Effective tax planning ensures you maximise deductions, minimise tax liabilities and structure investments for tax efficiency. Our financial advisers help you create a plan that supports long-term wealth growth.
What Clients Are Saying About Us
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