Who We Help
Who We Help
RFS Advice Aged Care
Don’t struggle through the many decisions that you have to consider when Mum, Dad or a loved one needs to move into an aged care facility. RFS Advice Aged Care can guide you and make it easier for everyone.
- Aged Care
Make aged care decisions with confidence and care
RFS Advice understands that making aged care decisions on behalf of a parent or family member is as much of a financial challenge as an emotional one.
Navigating all the different lifestyle and healthcare options is just as hard as trying to understand complex fee structures and financial regulations. There are often time pressures to deal with as well. No wonder so many people find it overwhelming.
That’s why our specialist aged care advice team will give you strong support – both financial and emotional. We’ve done this many times before and will guide you towards making the right decision for your loved one.
RFS Advice is a skilled, experienced and caring Gold Coast financial planning firm. Our financial advisers will provide you with recommendations tailored to your goals and risk profile, so you can achieve the outcomes you want.













Are you looking for independent aged care
financial advice?

Aged Care Financial Advice and Transition Support
Moving a parent or relative into a nursing home or aged care facility can be overwhelmingly difficult. You’re worried for your loved one’s physical and emotional safety.

Retirement Community Financial
Advice
Moving to a retirement community could give you the lifestyle you want – more activities, less home maintenance and support when you need it.
- What to expect during the aged care advice process:
- Understanding your loved one’s care needs and goals
- Explaining the aged care system and available options
- Clarifying government support
- Gathering financial information
- Centrelink and pension impacts
- Accommodation bonds
- Applicable fees and charges
- Facility options costs and charges
- Do you keep or sell your family home?
- Can you afford the cost of care?
- How do you fund the accommodation bond?
- Will your savings run out?
- Will you lose your pension?
- Evaluate all costs and assist in minimising them when possible
- Develop a plan to ensure your money will last and you can afford the cost of care
- Present you with options so you can make an informed decision
- Testimonials
What our clients say
Belinda was fantastic and took the time to fully understand our goals and made sure that the proposed way forward was the best option to achieve them. Thank you so much Belinda.
Frequently asked questions
Aged care financial advice covers strategies for funding aged care, understanding government subsidies, minimising tax implications and preserving assets. Our Gold Coast aged care advisers provide tailored guidance to help clients make informed financial decisions for a smooth transition into aged care.
Our Gold Coast aged care advisers assist clients in structuring finances, accessing government benefits and optimising their assets to afford quality aged care while maintaining financial security.
Key financial considerations include aged care fees, accommodation costs, government funding eligibility, tax implications and asset management. Our financial advisers help clients create a strategic plan to navigate these expenses effectively.
Moving into aged care affects estate planning and wealth management, especially regarding asset distribution, tax planning and inheritance structuring. Our aged care specialists will develop strategies to balance aged care expenses while protecting your financial legacy.
The sooner the better. Seeking aged care financial advice early ensures you can explore all funding options, maximise government benefits and reduce financial stress. RFS Advice can help your family plan ahead for a seamless transition.
- Get started
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