Can we just stop spending?

Yes, it is a little about all of us spending more than the RBA would like, but it is a lot more about state and federal governments continuing to grow their expense budgets with no real concern for the possible consequences.

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How much is enough? 4CRB May Show

How Much is enough?

The million-dollar question – how much do we need in retirement? 

Obviously, there is a not a one answer fits all approach that can be provided as there are so many different factors that need to be considered on an individual bases.

Play 4CRB Radio Show: How much is enough? by Troy Theobald of RFS Advice

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Why an emergency fund delivers peace of mind

When life tosses up an unexpected event – such as retrenchment, a medical emergency or even just a big bill to fix the car – it can be nerve-wracking worrying about how to deal with the crisis. And, if funds are short, that just adds to the stress.

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How to get super ready for EOFY

Superannuation has dominated recent headlines, with proposed changes announced by Treasurer Jim Chalmers. While the details of these changes still need to be released, it’s worthwhile turning our focus to superannuation balances as we approach the end of financial year.

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Market movements & review video – April 2023

Stay up to date with what’s happened in the Australian economy and markets over the past month.

March was marked by banking failures in the US that sent ripples through global sharemarkets.

However, the first quarter of 2023 ended on a note of optimism in Australia due to better-than-expected inflation figures and expectations of a tempering in rate rises.

Please get in touch if you’d like assistance with your personal financial situation.

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